Serious Illness & Disability

• Review the Preparing for the Unexpected Guide for important considerations and resources for support.

If so, consider consulting Included Health to get access to advice and treatment from top physicians.

Also consider using Lantern for eligible, planned covered surgical procedures (orthopedics, spine, general surgery etc.) If you are considering Bariatric surgery, you will be required to use the Lantern network.

• Contact Included Health for medical referral and expert opinion at:
  Phone: (844)-339-6732
  Website: Included Health
• Lantern
  Phone: (833)-423-3068
  Website: Lantern

If your situation requires a prolonged absence from work, you'll need to understand the impact on your benefits coverage.

• See Employee Leave Policies.

If you go on a leave or disability, make sure you understand what sources of income you'll have on hand while you're recovering.

• See Disability.

Keep in mind that Lyra has information and tools to assist you during this time.

• Consider contacting Lyra Mental Health and Well-Being Resources.

If you are facing a serious illness, you may want to re-evaluate your life insurance coverage.

• See Life Insurance.

The plan pays an accelerated benefit if you are terminally ill with a life expectancy of 24 months or less.

• See Life Insurance.

• Log onto www.benefits.ml.com to view your terms and conditions.

Phillips 66 will accept a power of attorney (POA) if you need to authorize an agent to make decisions or take an action concerning your benefit transactions.

• See Power of Attorney.

When serious health events occur, it's a good idea to ensure your beneficiary designations are current.

• Make your life and AD&D insurance and pension plan beneficiary designations on Phillips 66 Benefits Center.
• Make your Phillips 66 Savings Plan beneficiary designations.
• Make your HSA beneficiary designation on the Bank of America site.
• See the US Benefits Beneficiary Guide

• Consider participating in Goldman Sachs Ayco Financial Coaching. See Goldman Sachs Ayco Financial Coaching FAQs.

Back-up family care for children and adults is provided by Bright Horizons for employees whose regular caregiver is unavailable.

• Contact Bright Horizons at (877) 242-2737 to learn more about their resources.