Other Life Event Changes
Some changes can be processed anytime throughout the year and typically changes take effect the first of the following month. Benefits that can be changed mid-year without a Qualified
Status Change (QSC) are: Supplemental Life, HSA contribution, Accidental Death and Dismemberment (AD&D), Spouse and Child Life, Spouse and Child AD&D. The table below shows the QSCs
that are applicable to make changes to your benefits.
Note: Applicable Action (changes need to be completed within 30 days of the event)
- Drop Medical, Dental, Vision, spending account changes, spouse, dependents
- Enroll in Medical, Dental, Vision, spending account changes, add spouse and/or dependents
- Enroll employee and affected dependent in Medical, Dental and Vision. Spending account changes
- Drop Medical, Dental, Vision, Increase/Start/Decrease/Drop Dependent Care FSA
- Enroll in Medical, Dental, Vision, spending accounts, add spouse and/or dependents
- Enroll employee and required dependent in Medical, Dental and Vision
- Drop affected dependent only Medical, Dental and Vision
- Enroll employee and affected dependent to Medical, Dental and Vision. Increase/Start Health Care FSA
- Dependent will automatically be dropped from coverage and be offered COBRA
-
Drop medical coverage for impacted person.
NOTES: Employees cannot contribute to an HSA if they are enrolled in Medicare. If enrollment in
Medicare is delayed due to active employment group medical coverage, once termed you will receive a form from the Phillips 66 Benefits Center confirming group
coverage after the participant turned 65.
- Increase/decrease Dependent Care FSA
- Enroll employee, spouse, and dependents in Medical, Dental, Vision, Health Care and Dependent Care FSA. Increase or decrease spending accounts
- Drop affected dependent from Medical, Dental and Vision. Increase/Decrease spending accounts
- Enroll employee and impacted dependent in Medical, Dental, Vision coverage. Start/Increase/Decrease spending
- Enroll/Drop Medical, Dental and Vision coverage for employee and affected dependents. Increase/Decrease dependent spending account (DCFSA)