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Accidental Death & Dismemberment (AD&D) Insurance

As an extra measure of financial protection, AD&D coverage pays a benefit if you or your covered dependent die or suffer a covered injury as a direct result of a work-related or non-work related accident.

Preparing for the Unexpected

In addition to reading the information on this page, be sure to review the Preparing for the Unexpected Guide, which outlines important issues for you and your family to consider, so that you can be prepared to make informed decisions about your finances and personal matters.

AD&D Insurance Premiums

See the monthly premiums below (effective January 1, 2026 to December 31, 2026) to compare plan pricing:

Employee AD&D $0.017 per $1,000 of coverage
Spouse AD&D (ends at age 70) $0.017 per $1,000 of coverage
Children AD&D (ends at age 26) $0.017 per $1,000 of coverage

Plan Information

Use the links to access plan benefits and services.

Plan Documentation

Review the materials to learn more about plan details.